Having contacted Patton Museum, where there is a real T95, we have managed to obtain more accurate information on its armoring. So there will be a number of changes made in the near future (supposedly in 7.1 update) to improve the hitbox bringing it closer to the reality.
The adjustments are going to affect parts of side armor and sideskirts of the vehicle and will lead to 50-300% increase of its thickness.
Performance-wise T95 is on a par with its counterparts by the way. 🙂